Deciding where to raise a family can shape a child’s future and opportunities. For families seeking budget-friendly living, Niche, a trusted source for town, school and college rankings, has unveiled its 2025 list of Places with the Lowest Cost of Living in Macomb County.
This comprehensive guide highlights the most affordable communities for families, using data-driven insights such as home value-to-income ratio, median rent, gas prices, grocery costs and more. Here are the top 10 Macomb County towns that made the list.
This story was updated on Dec. 17, 2025, by Metro Parent’s Content Coordinator, Andreas Mork-Barrett. His update included reviewing the latest information from Niche.com.
Best places with the lowest cost of living in Macomb County
1. Center Line
- Average home value: $145,300
- Population: 8,448
Center Line’s diverse neighborhoods and proximity to bigger cities like Royal Oak and Detroit make it a good choice for families wanting a peaceful neighborhood within driving distance to downtown life.
2. Mount Clemens
- Average home value: $169,000
- Population: 15,567
Affordable Mount Clemens offers its residents access to art centers, farmers markets, museums and more.
3. Roseville
- Average home value: $142,700
- Population: 47,240
This suburb offers residents plenty of shopping options plus quick access to downtown Detroit and a short drive to the lakefront.
4. Fraser
- Average home value: $193,600
- Population: 14,604
Fraser has a dense suburban feel and above average public schools. Also located in Fraser is the Arts Academy in the Woods, a free public charter academy for students interested in the arts.
5. St. Clair Shores
- Average home value: $196,400
- Population: 58,287
St. Clair Shores offers residents access to Lake St. Clair. The city is well known for its “Nautical Mile” along Jefferson Avenue. It earns a “B” from Niche in the diversity category.
6. Romeo
- Average home value: 245,700
- Population: 3,654
Romeo offers a suburban-rural mix feel, highly rated public schools and a close-knit community popular with families and young professionals.
7. Richmond
- Average home value: $228,000
- Population: 5,839
Richmond’s parks and community centers are a draw for families looking for convenient and beautiful outdoor access.
8. Harrison Charter Township
- Average home value: $242,900
- Population: 24,109
Harrison Charter Township offers residents an incredible access to activities along the lakeshore.
9. Chesterfield Township
- Average home value: $276,200
- Population: 45,481
Although Chesterfield has a sparse suburban feel, there are many options for restaurants, businesses and shopping. The public schools, cost of living and diversity in Chesterfield are above average.
10. Ray Township
- Average home value: $380,500
- Population: 3,779
The vast majority of residents in Ray Township own their own homes. Ray boasts access to excellent parks, including Wolcott Mill Metropark, a 2,625 acre park.
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